Apply for Financing Online Fast & Easy!

West Creek Offers — Fast & Easy Payment Option — No Credit Needed* — Take Home Today!

*We do perform a credit check on the customer as a part of our application process. “No Credit Needed” does not imply no credit check

High Approval Rates:

With West Creek Financial it takes only seconds to get approved for up to $5,000 on a lease-to-own contract. They have high approvals rates and a simple and easy application process. No credit or low credit, you can still apply!

No Hidden Fees:

We offer a transparent, and affordable no credit needed*  financing option. If you pay in full by 100 days, you pay only a $40.00 initial payment and tax, plus the cost of your order. No hidden charges or fees. Lease-to-own for up to 12 months. Initial term less than 3 months; term renews each payment. We split your payments evenly over 12 months, making sure that your payments align with your pay schedule. It’s as easy as that!

90-Day Purchase Option or Early Buyout:

And with the 90-day purchase option — you can choose to purchase the item within 90 days of delivery and pay only the initial $40.00 payment, taxes plus the invoice amount. After 90 days, you may choose the early buyout option which discounts up to 35% off the remaining balance on the lease.



“Great prices (and financing options as well). We enjoyed our mattress shopping experience here and would recommend this place to everyone.”

Lindsey G.